Meet Emma
Hi, I’m Emma.
I’m a property investor and the founder of Social Coffee in Adelaide, I have grown a personal property portfolio to over $8,000,000 and am now helping other people make their property dreams a reality.
My team and I are on a mission to make property more accessible, we’re a talented group, focused on real support and human relationships - we’re not just human calculators, and we won’t overlook you, no matter how complex your loan might be.
Borrow Well — a straightforward, free-to-use, approachable mortgage partner designed to take the stress out of property decisions.
We specialise in low-doc loans - if you’ve got income I can make a loan happen!
Get In Contact!
We can’t wait to work with you.
If you have an urgent enquiry fill in this form instead.
Borrow Well
Our Mission
Our mission is simple, to support you in your property journey. We’re an enthusiastic and non-judgemental team, built on human interactions. Whether you’re just getting started, or are well versed in property we’re here to help! You get to choose how to be contacted, and we will communicate clearly and honestly.
Borrow Well — your free to use, approachable mortgage partner designed to take the stress out of property decisions.
About Borrow Well
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Clear guidance, options you can compare, and proactive updates — so you can make confident decisions.
First‑home guidance & pre‑approvals
Refinance for cash out or to simplify & reduce interest
Investment lending & structures
Self‑employed / alt‑doc solutions
Upgrades, downsizing, bridging finance
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Text replies: same business day
Email replies: within 24 hours
Submission within 24 hours of complete docs
Proactive status updates during assessment
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Getting into my first home and then successfully expanding my property portfolio would have been so much easier with the right guidance. But like many people, I was hesitant about mortgage brokers. I worried they were too sales-focused, unclear about costs, and perhaps not truly aligned with my best interests.
This experience, coupled with my deep passion for personal finance and helping others, made this career path a natural fit. I know the value of an empathetic, transparent advisor, and I happen to be pretty good at providing that high level of service.
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Do I have to pay you for your service?
No — our service is completely free. We’re paid a commission by the lender. We work for our clients, not the banks, meaning you’ll get the best rate or deal.Does your commission influence your recommendations?
No — we work solely in your best interest. If the best option is to switch lenders, refinance, or even do nothing right now, that’s exactly what we’ll recommend. The commission rate doesn’t vary much between banks- so it’s in our best interest to do the best we can for our clients.I’m self-employed. Can you help me?
Yes — this is one of our specialties. We know how to present self-employed and alt-doc clients to lenders in a way that gives you the fairest assessment possible.Why choose Borrow Well instead of another broker?
I’ve seen how badly the process can be handled — and I built Borrowell to do it better. I combine personal property experience with clear communication, proactive updates, and a genuine focus on making the process simple and stress-free.
Getting the keys to your own house is closer than you think!
We’re here to support you in your property journey when you’re ready.
Borrow Well
By Emma Roberts
Contact
0470461263
hello@borrowwell.com.au
Location
Linden Park, SA, 5065